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NU World Title Tampa Blog
Here, you'll find informative and educational articles on topics related to real estate transactions in Tampa Bay. From the importance of title insurance and escrow services to the benefits of working with a title company, we've got you covered. Whether you're a first-time homebuyer or a seasoned real estate professional, we hope you'll find our blog to be a valuable resource.
There's a Cloud on This Property's Title. Here's What That Means and How to Clear It.
You're two weeks from closing when the title search flags a problem. An old judgment from 2014 is still recorded against the property. The seller says it was settled years ago. There's no release on file. That's a cloud on title, and until it's resolved, the closing doesn't happen. A cloud on title is any unresolved issue in the public record that creates doubt about who legally owns a property. It doesn't have to be a major dispute. An improperly discharged mortgage, a miss
Nu World Title Tampa
6 days ago3 min read
The IRS Filed a Lien on This Property. What Happens at Closing?
A tax lien shows up in a title search three days before closing. The seller owes $31,000 to the IRS, and they had no idea it was there. That's not a hypothetical. It happens more than people realize in Florida. Tax liens don't disappear when a home changes hands. They attach to the property, not just the person who owes them. If you're buying a home with an unresolved tax lien, it becomes your problem the moment you take title, unless someone catches it first. That's our job.
Nu World Title Tampa
Apr 33 min read
Someone Claims a Piece of Your Property. Florida Has a Legal Fix.
Someone is claiming ownership of a piece of your property. Maybe it's an heir who wasn't included in a will. Maybe it's a neighbor disputing the boundary line. Maybe there's a cloud on the title from a deed that was never properly recorded decades ago. When ownership of a property is in dispute, a quiet title action is Florida's legal tool for settling it. Here's how the process works and what it means for a property sale. What "Quiet Title" Means A quiet title action is a la
Nu World Title Tampa
Mar 283 min read
A Contractor Did Work on the House Before You Bought It. Now It's Your Problem.
The previous owner had a contractor redo the kitchen. The work is done, it looks great, and it's helping the sale price. But if the contractor wasn't paid, that debt can follow the property to you. That's how mechanic's liens work in Florida. They attach to the property itself, not just the person who ordered the work. As a buyer, you need to know what they are, how we find them, and what happens when one shows up. What Is a Mechanic's Lien? A mechanic's lien is a legal claim
Nu World Title Tampa
Mar 263 min read
Tampa Property Liens: Don’t Let Hidden Surprises Ruin Your Closing
When buying a home in Tampa, hidden liens can feel like unwelcome ghosts from the past. The most frequent culprits? Tax liens from unpaid...
Nu World Title Tampa
Mar 14, 20252 min read
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